A tree on a house in Blue Point is not a tree job and it is not a roof job. It is one job with an order to it, and the order is what keeps a crushed roof from becoming a collapsed one. Alec's Construction coordinates the removal, does the structural repair, the roofing and the interior, and writes it as one scope for your adjuster, working out of the yard on Barton Avenue in East Patchogue. If a tree is on your house right now, stay out of the rooms under it, photograph it from the ground, and call.
What a Storm Does in Blue Point
Blue Point is a narrow strip between Montauk Highway and the Great South Bay, and the closer a street is to the water the lower it gets. Corey Creek on the west side and the bayfront along Blue Point Avenue take the surge on a south wind, and the 1950s and 60s capes and ranches on the streets between them sit on slabs and crawl spaces a few feet above the bay. It is one of the hamlets where a lot of the older bungalows became year-round houses without ever being raised. North of the highway the ground climbs and the damage turns into wind and trees — oak over ranches and splits. The bay beach at the foot of Blue Point Avenue takes the full fetch of the Great South Bay.
Trees Along the Bay
Along the bay here the trees that go over are the big old ones on the older streets — oaks and maples over houses built before the trees were tall — and after a day of rain on ground that is already wet from the tide they come over whole, root plate and all. A tree that falls toward the water side of a house often takes a porch or a deck with it.
The Order the Tree Comes Off
A tree on a roof is under load in ways you cannot see from the driveway. Part of it may be holding the roof up as much as crushing it. Cut the wrong section first and the weight shifts onto framing that is already broken. The sequence is: structural check from inside and out, photographs of everything as it lies, the crown and limbs off in an order that unloads the roof evenly, the roof supported and covered as the weight comes off, then the trunk, then the tarp goes on properly.
What Comes Next
Once the tree is off and the roof is dry, the damage is usually rafters or trusses, sheathing, shingles, and whatever the water did inside in the hours before the tarp. Sometimes a ridge or a wall top plate. We shore what needs shoring the same day, and the permanent repair — framing, sheathing, roofing, ceilings — goes on one scope with the tree removal, photographed step by step.
The Claim
A tree that falls on a covered structure is the classic covered peril under a standard homeowners policy, and most policies also pay something toward removing that tree, up to a limit that varies. What the adjuster pays on is the photographs of the tree where it lay and the damage as found, before anyone cut anything. We take those first, every time. Wind damage is kept separate from wear on the scope, and we meet the adjuster at the house.
What We Do Not Touch Until the Utility Clears It
Anything near a downed line, and any tree that is on or tangled with a service drop. PSEG Long Island clears the line first; then we go to work. Assume every wire on the ground is live.
Building Department in Blue Point
Blue Point files with the Town of Brookhaven at Independence Hill in Farmingville; the bayfront blocks south of Montauk Highway are in the mapped flood zone. Emergency work to make the house safe and dry does not wait for a permit; the permanent repair is filed once the scope is agreed.
Free walkthrough in Blue Point. Call or text (631) 312-7441. Tell us whether the roof is open, whether a tree is on the structure and whether there is water inside, and we bring the right equipment on the first trip.
Frequently Asked Questions
Does Blue Point flood in a nor'easter or only in a hurricane?
A strong nor'easter with a south or southeast component pushes the Great South Bay up Corey Creek and over the bayfront the same way a hurricane does, just usually not as high. The streets closest to the water south of Montauk Highway see it first. Whether the water reached your house is a flood claim question; whether the wind opened the roof is a homeowners claim question.
Is removing the tree covered by insurance?
When the tree fell on the house, the garage or another covered structure, most homeowners policies pay for the damage and pay something toward removing the tree, up to a limit that varies by policy. A tree that fell in the yard and hit nothing is usually not covered. Photograph it where it lies before anyone cuts it.
Can I stay in the house with a tree on the roof?
Not in the rooms under it, and often not at all until it is off and the structure has been checked. A roof that is holding a tree can move when the tree is cut, or in the next wind. We tell you honestly on the first visit whether the house is safe to sleep in.
My neighbour's tree fell on my house. Whose claim is it?
Generally yours. A tree that falls in a storm is an act of nature and the damage is claimed under the policy on the house it hit, unless the tree was visibly dead or dangerous and the neighbour had been told. Your carrier may pursue theirs afterwards; that is between the carriers. Your job is to photograph it and get it off.
Related Guides
- Flood & Water Damage Cleanup in Blue Point, NY
- Storm Debris Removal & Cleanup in Blue Point, NY
- Storm Roof & Siding Repair in Blue Point, NY
- Fallen Tree Removal & Roof Repair in Bayport, NY
- Fallen Tree Removal & Roof Repair in East Islip, NY
- Hurricane & Storm Damage Repair in Blue Point, NY
- Hurricane & Storm Damage Repair — our service page
Also Serving Blue Point
- Attic Insulation in Blue Point — air sealing, baffles and R-49 depth
- Basement Finishing in Blue Point — egress, ceiling height and moisture
- Bathroom Remodeling in Blue Point — full gut renovations
- Driveway Paving in Blue Point — blacktop, resurfacing and repairs
- Flood & Water Damage Cleanup in Blue Point — wet material out, drying metered
- Gutter Installation in Blue Point — seamless gutters, fascia and drainage
- Hurricane & Storm Damage Repair in Blue Point — trees, flooding, cleanup and repairs
- Interior Painting in Blue Point — the right work for the cold months
- Kitchen Remodeling in Blue Point — cabinets, counters and layout
- Roofing in Blue Point — tear-offs, repairs and storm damage
- Storm Debris Removal & Cleanup in Blue Point — trees, building debris and hauling
- Storm Roof & Siding Repair in Blue Point — wind damage, tarped and rebuilt
Work With Alec's Construction
This guide is written by the crew that does the work. See Alec's Hurricane & Storm Damage Repair service — fallen trees, flooding, roof and siding damage, cleanup and the rebuild. Licensed and insured on Long Island, one crew start to finish, free walkthrough and a written estimate inside 48 hours.
Booking the cold months now: we also handle Roofing and Storm Damage & Insurance Restoration.
Get a Free Estimate from Alec's Construction
Licensed and insured, working across Nassau and Suffolk County since 2018. We come out, look at the actual job, and put a written number in your hand — no pressure, no obligation.
Or call (631) 312-7441