NY State Plus One ADU Program

The State Can Help Pay
for Your Apartment.

New York's Plus One ADU program puts up to $125,000 toward building a legal accessory apartment in your home — a basement suite for your parents, an in-law apartment, or a legal rental. We check your eligibility and your town's rules in one free walkthrough.

$125KMax grant per home
$1,900+Monthly rent, legal unit (Suffolk)
100%Permits & hearings handled by us

Program status — verified September 2026

Plus One ADU is state money, but it is run town by town and each town's intake opens and closes on its own schedule. On Long Island right now: Huntington and Riverhead are accepting applications. Brookhaven, Islip and Southold are closed. Babylon, East Hampton, Shelter Island and Southampton run their programs through Community Development Long Island instead of the Long Island Housing Partnership.

The $125,000 is a cap, not an amount every applicant gets. Huntington's published guidelines require household income at or below 100% of Nassau/Suffolk area median income (2023 HUD limits: $109,400 for one person, $156,300 for four), and that you have owned and lived in the home for at least a year. We will tell you your town's actual status on the walkthrough — and if the grant is closed where you live, we will tell you what the project costs without it rather than let you wait on a round that may not reopen.

How It Works

Three Steps.
We Handle The Hard Two.

Step 01 — You

Free Walkthrough

We visit your home, look at the basement, garage, or addition space, and check two things on the spot: whether your town's rules allow it, and whether you fit the grant's homeowner and income criteria.

Step 02 — Us

Grant + Permits

We prepare the design (you see it in 3D before anything is built), assemble the grant application, and file the full permit package — including the Zoning Board hearing where your town requires one.

Step 03 — Us

The Build

Licensed, insured crew builds the apartment start to finish — kitchen, bath, entrance, egress, inspections. You get a legal, rentable, code-compliant unit.

Know Your Town's Rules

Every Town Is Different.
We Know Them All.

Example: Town of Islip

  • Apartment must be INSIDE the main house (basement or interior) — no detached garages
  • Maximum 800 sq ft, up to 2 bedrooms
  • You must own and live in the home · house needs 7+ years since its certificate of occupancy
  • Lot minimum 7,500 sq ft · 4 parking spaces
  • Special permit + Zoning Board hearing — we prepare the entire package

Your Town's Guide

Babylon, Brookhaven, Smithtown, and Huntington each set their own size, parking, and occupancy rules. We researched them town by town:

60-Second Check

See If Your Home
Qualifies

Answer four questions and we'll tell you straight — whether the grant fits, whether your town allows it, and what it would realistically cost. Free walkthrough, honest answer, no pressure.

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NO SPAM · NO OBLIGATION · HONEST ANSWER EITHER WAY

Straight Answers

Grant FAQ

Plus One ADU is a New York State program (NYS Homes and Community Renewal) that awards up to $125,000 to income-eligible homeowners to build or legalize an accessory dwelling unit — a basement apartment, garage conversion, or attached suite. Funding flows through participating local programs and rounds are limited, so timing matters.
Generally: you own and live in the home, you meet the income limits for your county, and the unit meets your town's zoning rules. We check both sides — the state's criteria and your town's — during the free walkthrough, so you get one clear answer instead of two applications' worth of homework.
Depends on the town. Islip allows them only inside the main house (max 800 sq ft, owner-occupied, special permit with a Zoning Board hearing). Babylon, Brookhaven, Smithtown, and Huntington each have their own size, parking, and occupancy requirements. This is exactly the paperwork we handle — permits and hearing package included.
Basement and interior conversions on Long Island typically run $60,000–$120,000 depending on scope. Legal accessory apartments in much of Suffolk rent for $1,900–$2,300/month. If the grant covers part of the build, the payback math gets very good — and if you don't qualify, we'll tell you that honestly too.