Fallen tree on a Long Island cape with the roof being tarped after a storm

A tree on a house in Commack is not a tree job and it is not a roof job. It is one job with an order to it, and the order is what keeps a crushed roof from becoming a collapsed one. Alec's Construction coordinates the removal, does the structural repair, the roofing and the interior, and writes it as one scope for your adjuster, working out of the yard on Barton Avenue in East Patchogue. If a tree is on your house right now, stay out of the rooms under it, photograph it from the ground, and call.

What a Storm Does in Commack

Commack is inland on the high ground between Huntington and Smithtown, with no tidal water and some of the biggest residential oaks in western Suffolk. The hamlet was built out in the 1960s and 70s with colonials, splits and ranches on generous lots, and the oaks that were saplings or saved trees then are now standing directly over two-storey roofs. A hurricane in Commack is those oaks: whole crowns and major limbs onto roofs, garages and cars, and across the overhead service drops that run through them. The houses take wind at the gable ends and along the ridge, and the two-storey colonials with their long, straight roof planes lose shingles in sheets from the windward side. Commack straddles the Town of Huntington and the Town of Smithtown, which matters for the permit that follows.

Mature Oaks Over Colonials

The oaks and tulip trees here were saplings or saved trees when the colonials and splits went in during the 1960s and 70s, and they are now standing directly over two-storey roofs. A full oak on a colonial roof is the heaviest thing that lands on a house on Long Island, and it lands across rafters and a ridge that were sized for snow, not for that.

The Order the Tree Comes Off

A tree on a roof is under load in ways you cannot see from the driveway. Part of it may be holding the roof up as much as crushing it. Cut the wrong section first and the weight shifts onto framing that is already broken. The sequence is: structural check from inside and out, photographs of everything as it lies, the crown and limbs off in an order that unloads the roof evenly, the roof supported and covered as the weight comes off, then the trunk, then the tarp goes on properly.

What Comes Next

Once the tree is off and the roof is dry, the damage is usually rafters or trusses, sheathing, shingles, and whatever the water did inside in the hours before the tarp. Sometimes a ridge or a wall top plate. We shore what needs shoring the same day, and the permanent repair — framing, sheathing, roofing, ceilings — goes on one scope with the tree removal, photographed step by step.

The Claim

A tree that falls on a covered structure is the classic covered peril under a standard homeowners policy, and most policies also pay something toward removing that tree, up to a limit that varies. What the adjuster pays on is the photographs of the tree where it lay and the damage as found, before anyone cut anything. We take those first, every time. Wind damage is kept separate from wear on the scope, and we meet the adjuster at the house.

Emergency tarp over a damaged roof section on a Long Island house

What We Do Not Touch Until the Utility Clears It

Anything near a downed line, and any tree that is on or tangled with a service drop. PSEG Long Island clears the line first; then we go to work. Assume every wire on the ground is live.

Building Department in Commack

Commack straddles the Town of Huntington and the Town of Smithtown, and the two do not file the same way. Huntington requires plans sealed by a licensed architect or professional engineer for alterations over ten thousand dollars; Smithtown does not have the same threshold. Emergency work to make the house safe and dry does not wait for a permit; the permanent repair is filed once the scope is agreed.

Free walkthrough in Commack. Call or text (631) 312-7441. Tell us whether the roof is open, whether a tree is on the structure and whether there is water inside, and we bring the right equipment on the first trip.

Frequently Asked Questions

Commack is split between Huntington and Smithtown. Does that change the storm repair?

It changes the paperwork for the permanent repair, not the emergency work. The Town of Huntington requires plans sealed by a licensed architect or professional engineer for alterations over ten thousand dollars, and a structural repair after a tree strike often crosses that line; the Town of Smithtown does not have the same threshold. We identify the town from the address first and build the schedule around whichever process applies.

Do I call a tree company or a contractor when a tree is on the house?

One call, if you call the right one. A tree company takes trees off the ground; a tree on a structure has to come off in an order that does not drop the roof, with the roof supported and covered as the weight comes off, and then the roof has to be repaired. We coordinate the removal, do the structural repair, the roofing and the interior, and write it as one scope for the carrier.

Is removing the tree covered by insurance?

When the tree fell on the house, the garage or another covered structure, most homeowners policies pay for the damage and pay something toward removing the tree, up to a limit that varies by policy. A tree that fell in the yard and hit nothing is usually not covered. Photograph it where it lies before anyone cuts it.

Can I stay in the house with a tree on the roof?

Not in the rooms under it, and often not at all until it is off and the structure has been checked. A roof that is holding a tree can move when the tree is cut, or in the next wind. We tell you honestly on the first visit whether the house is safe to sleep in.

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Work With Alec's Construction

This guide is written by the crew that does the work. See Alec's Hurricane & Storm Damage Repair service — fallen trees, flooding, roof and siding damage, cleanup and the rebuild. Licensed and insured on Long Island, one crew start to finish, free walkthrough and a written estimate inside 48 hours.

Booking the cold months now: we also handle Roofing and Storm Damage & Insurance Restoration.

Get a Free Estimate from Alec's Construction

Licensed and insured, working across Nassau and Suffolk County since 2018. We come out, look at the actual job, and put a written number in your hand — no pressure, no obligation.

Or call (631) 312-7441

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